For Employers

Looking to implement Employee Capital Plans (PPK) in your company?

Below you’ll find practical information, clear guidance, and useful tools to support you throughout the entire PPK implementation process. Everything is available in one place, making it easier to take care of your employees’ financial future while meeting all legal requirements.

download the ppk offer 

sign the management agreement

The e‑PPK service allows employer‑side PPK administrators to log in and manage PPK operated at the employer.

LOG IN TO E-PPK

“Why choose the Employee Capital Plan (PPK) with TFI PZU?

TFI PZU is one of the largest investment fund management companies in Poland in terms of assets under management. Operating since 1999, it is part of the PZU Group — the largest financial institution in Poland and in Central and Eastern Europe.

Our mission is to manage the assets entrusted to us by both individual and institutional investors in the most effective manner. Currently, the value of assets under management exceeds PLN 64 billion*.

TFI PZU is a key player in the Employee Capital Plan (PPK) market. The assets managed by TFI PZU account for approximately 22% of the total PPK market.

How to sign the management agreement

  1. Prepare the basic information, such as: the Tax Identification Number (NIP), Business Registry Number (REGON), address, details of the representatives authorized to act on behalf of the employer, as well as contact persons and individuals who will manage the PPK in the e‑PPK system (i.e. administrators).
  2. Go to: https://ppk.pzu.pl/umowa/start
  3. Fill in the required information in the form.
  4. Confirm the data and sign the agreement – SMS authorization is available.
  5. Once the agreement is signed by TFI PZU, the next step will be to conclude the PPK management agreement.

Why is it worth making additional voluntary contributions to PPK?

Employee motivation and retention

Additional contributions increase the company’s attractiveness in the job market and help retain key employees.

Building the employer’s image

The company demonstrates that it cares about the financial future of its employees, which strengthens its employer brand.

Low cost compared to the impact

Even small additional contributions are perceived by employees as a valuable benefit.

Tax benefits

Additional contributions are a tax‑deductible expense for the employer, which reduces the taxable base.

Top‑tier support

As a financial institution, we understand the importance of comprehensive support in the implementation of Employee Capital Plans (PPK). That is why, at every stage — from preparation and implementation to ongoing administration — we provide professional advisory services, tools, and educational materials.

The e‑PPK Service for Employers

The e‑PPK portal enables employers to manage the programme on an ongoing basis. It allows them to submit, online, all data required for the operation of PPK and integrates seamlessly with employers’ HR and payroll systems.

  • lists of employed persons,
  • lists of contributions made to PPK participant accounts,
  • reports on completed operations,
  • employee forms related, for example, to changes of residential address, mobile phone number, e‑mail address or identification data,
  • declarations concerning the amount of additional employer contributions to PPK,
  • statements on resuming contributions and changing their amount,
  • statements on opting out of making PPK contributions,
  • adding and modifying administrator permissions.